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Insurance & Costs
Costs
A reason some people give for postponement
of needed services for rectal diseases is the cost. And yet our
treatment is just a fraction of the costs of hospital surgery.
In fact, many patients have found that the cost of our treatment
is about equal to the part they would have had to pay for a surgical
hemorrhoidectomy, a standard, but disabling, surgery done for
hemorrhoids. And then the hospital stay after the surgery is between
$1800-2400 per day, a cost that we help our patients
avoid.
We have skill and long experience using an advanced array of
methods that treat rectal disease directly and quickly, bypassing
the need for a comprehensive surgical facility and expensive
hospital stay. As a result, our fees are affordable
for almost everyone who is in need of treatment.
** Please understand why we do not list ‘standard
fees’ on this website, because no one’s case is ‘standard.’
** For new patients, costs
for treatment can
be roughly estimated
by discussion before
an examination is
made, but accurate
diagnosis and treatment
plans depend upon
the
examination.
It lets us know what
kind of ailment you
have, how extensive
it is, how long it
will take to correct
it. Costs can
be much more accurately
estimated at that
time, however those
are still estimates which
are subject to change
as treatment progresses.
An examination is so inexpensive. It takes so little time,
and is generally no more distressing than an examination of
the nose or throat.
For ease of payment we
accept Visa, MasterCard,
personal and corporate checks, and cash.
Regarding insurance, here are 3 points
that reflect our convictions :
1. The usual hospital surgery for hemorrhoids
incapacitates the patient for at least six
weeks, a time in which the patient experiences time
lost from employment, meaning considerable loss
of income and separation from the
details of his job or business. By contrast,
our treatment for hemorrhoids (and other conditions)
not only sharply minimizes time loss,
but there is none of the disabling after-pain
that characterizes hospital surgery. For patients
living in the greater Portland area, time
loss is practically nil. For patients coming
from farther away, the only time loss is the
brief period of time spent in Portland while
treatment is underway. Measured in
dollars and cents, money can often be saved
by our kind of service, even in cases where
a greater extent of surgical hospital costs
would be paid by insurance.
2. A good share of our work is correction
and treatment for complications
and inadequacies of
previous rectal surgery. Many
times I discover that
the patient had turned
to a very involved
hospital procedure
first, simply because
his insurance policy
provided a large part
of the payment. Instead
of choosing treatment
that is most apt to
cure with the least
discomfort, time loss,
and risk of dangerous
complications, the
patient ends up paying
more anyway, because
the much higher costs
of that approach overcome
the insurance benefits. Then the
work has to be corrected
in the future, in addition.
Having witnessed the outcome of these cases
again and again, we cannot overemphasize how
much more important a person’s health
is, compared to whether an insurance company
will or will not pay the bill for proper treatment.
3. More and more in recent years, insurance
companies will often
allow high limits on chiropractic
care. We can bill our
services as that (I am
a licensed chiropractor)
and the amount of costs
covered can be surprisingly
high.
4. For any type of rectal surgery, insurance
rarely covers everything, either
for a hospital stay or for our approach
to treatment. Payment is due when services
are rendered; we submit claims to the insuror
for reimbursement.
Hemorrhoids
Are You In Pain?
Our Treatment Methods
Keesey Treatment |
